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Are you making enough money?

No? Not yet?

I've personally tested hundreds of online opportunities to find ones to earn you money daily!

Whether you are an absolute beginner or a seasoned veteran, if you want to start making money online, or start making MORE money online, then you've come to the right place.

"I take risks, then share here on this site what I learn from them.

Reading my messages you may be informed in such a way that
you risk less, increase your earnings, keep more of what you earn, and get paid more regularly!" - Tom Salsberg, M.E. (That's me!)

Tom Salsberg
My name is Tom Salsberg. I'm no computer expert. My background is quite varied. I've worked in a lot of paying and volunteer jobs over the decades; record store clerk, disk jockey, writer, camp counsellor, school teacher, private tutor, educational therapist, psychotherapist, and network marketer, to name just a few (ha ha). My favourite work of all is what I've been doing since April of 2005, namely working with and helping others to work with online income earning opportunities. If my computer can make me money, your computer probably can make you money too! I'm available to provide coaching at no charge to people who are referred by me in any or all of the programs you may read about on this website. No matter whether you are a beginner, an intermediate, or advanced online earner you're more than welcome to explore my site and follow up on anything here that strikes your fancy. To learn more, please continue looking at this site. I have been very selective about which programs to include here. I only include ones I believe in. If I start to have doubts about a program, it is not long before it is gone from this site. Although I have a disclaimer, below, that basically explains that we all are responsible for our own decisions, I am a caring person who gets no pleasure in steering people down a wrong path. I want to be a winner and I want you to be a winner too, and I especially want to help you do so by introducing you to win-win-win programs. I hope I may have the pleasure of doing business with you in this way!



Lesson 1

Consider your involvement with this webpage of mine, MyComputerMakesMeMoney.com (MCMMM.com) to be a virtual school. Other than in kindergarten, would you expect to spend any serious schooltime without a pen and notebook? Of course not, so, for your first lesson, get a notebook.

Yeah, that's the lesson in itself. You need a notebook. I'm talking about a notebook filled with many pages, preferably lined, and ideally with a coil binding so it will lay flat on any page (but coil binding is not absolutely necessary).

Why do you need a notebook? Well, you'll need it partly to write down key ideas that you might get from reading what I have written here. Another reason you'll need it is to write down the names and website addresses of the programs you join, what your username for that program is, what your password is for that program, and - if the program gives you a referral link - what the URL for that referral link might be.

Why a paper notebook for recording this stuff instead of recording it all electronically? Two reasons. One, so that in case your computer crashes or goes missing, you will still have all the important information you need available to you. Computers are easily replaced, but your organization is precious. Secondly, it's a lot more portable than most computers. You can take your notebook with you when you travel and borrow someone else's computer and internet connection to manage your business while you are away from home if you have all the info you need to do so contained in a paper notebook.

That's the end of lesson one. If you have any questions about it, email me and ask me them. Send your questions to Tom AT MyComputerMakesMeMoney DOT com (changing AT to @ and DOT to .)



Lesson 2 is the following disclaimer...

DISCLAIMER: This is a site that lists positively evaluated Online Money Making Programs. They are coming up in Lesson 5 and beyond. I involve myself in all the programs. You can read my comments on my experiences beside each listing. You are also welcome to correspond with me and ask me questions about my opinions and knowledge.

However, I can NOT be held responsible for any losses you may incur through following my examples. If you decide to follow me in any way, that is your choice, and you are responsible for your choices. Also, please remember that past performances are no guarantee of future results. What was a wonderful program yesterday may be a nightmare tomorrow. That's why I take steps, which you can read about below, to reduce my risks, and you may do so too.

By continuing to read this page, you agree you are a legal adult in the jurisdiction in which you live, and you understand all investments and expenditures you make are at your own risk. If you do not agree, then do not read any further.


STEPS TO REDUCE RISKS OF LOSS OF MONEY & INCREASE THE LIKELIHOOD OF MAKING MORE MONEY IN THE LONG RUN:

(1) I suggest you lower your risk of loss by spreading your investment capital, if you have any, among various programs. In other words, diversify! I suggest you have at least a dozen different money making programs providing you with income from different sources, so if one of them suddenly dries up you still have a good cash flow coming in from many others.

(2) Diversification for risk reduction is true not only of investment vehicles, but also payment processors. History has shown that dependency upon one payment processor can lead to major problems. Join several payment processors and use them, and keep the money flowing in and out of them.

(3) As well, do not just have your money working for you, be it in the form of advertising costs or in the form of deposits earning interest, or whatever, but be prepared to do some work yourself. Be excited and love what you are doing and tell others. Remember the old saying "He who whispers down a well about the goods he has to sell will not reap as many golden dollars as he who climbs up on a tree and hollers."

(4) I further suggest that, for your sake, you never invest more than you feel you can afford to lose gracefully. If you can't afford any money out of pocket, don't worry; I've got a solution, which we'll come to later.

(5) Try to recoup your initial investment in any program as quickly as possible, especially when the posted yield is high. The higher the proposed yield, the higher the risk. Lower your risk by getting your investment out as soon as possible. I know I said it before, but it is worth repeating.

(6) Before engaging in compounding activity in some investment program or another, think carefully about the situation. In some programs this is not possible as funds are locked in for fixed periods; in such cases be extra cautious by investing less than what you feel comfortable putting at risk. In some cases you might wish to start off with compounding a negligible fraction of your investment, e.g. 10%, just to experience what it is like. In other cases, where you are allowed to withdraw your principal at anytime, compounding 100% may be the fastest way to get back your initial investment. If after giving some thought to the matter for the program you are in, you are still uncertain, you are welcome to send me an email with the details and ask me for my opinion.

(7) After you have recouped your initial investment and you enter into the realm of profit, it may be tempting to compound all your profits, but compounding 100% at that point could lead to a big disappointment should the unexpected or inevitable happen (like a program crashing, or a sudden need for liquidity). It is better to compound 10% to 40%, and take out 60% to 90% to split between yourself (e.g. money you transfer from online earnings onto your debit card for withdrawals from cash machines and everyday point-of-sale useage), diversification of profits into other investment vehicles, and - of course (unless you are living in a tax haven) - to pay the taxman.

(Note) For those of you reading this who are not familiar with the principle of compounding, it is definitely something worth learning about. It is the greatest mathematical discovery of all time. Compounding earned interest into your principal investment funds can make you rich. It takes time, however, and good sense.

Click here to test out a compounding tool.

(8) Last, but not least, investigate programs before investing. In other words, do your own due diligence and do not rely only on the advice of others when making decisions about where to spend your time and money in the pursuit of wealth and success.



Lesson 3 If you click graphic images here on MCMMM.com, the page will turn ahead to that site. To return to this site, click on the back button of your browser. If you click on text links above graphic images (or to the left of my comments), you will see the site open up in a new window. Clicking text links is preferable to clicking on images, because that way you get the new page you want while, at the same time, this website, MCMMM.com, doesn't disappear from view. To be sure you never lose this page, please bookmark it in your favourites now.

Now, another tip about using this site, I use colour coding.

If you see red text, that means I have doubts about the program you are reading.

If you see blue text, that means I have put my trust in the program about which you are reading, blue being a symbol of trust.

If you see green text, that means I have received money from the program, green, in the USA anyhow, being a symbol of money.


Lesson 4 With regard to the order in which you find items...

I recommend you join online payment processor programs first before any other types of programs. Because of that you find online payment processors in the immediate next section (Lesson 5).

Why do I recommend you start with online payment processors? Well, you want to make money online, don't you? Of course you do! Well, once you've made it you're going to need a way to move money from the money making programs you join to an online payment processor that will be able to move the money offline for you to your bank or a cash card, and these are the tools you need to do that.

What we are doing is laying down the infrastructure for your online business activity. This is very important preparation for success.



Lesson 5 Join all the following online payment processor companies. Remember to use a separate page in your lined paper notebook to record your username, password, referral link, and all other info that you may need to refer back to from time to time offline.

Here's the first one to join:

AlertPay I have had good experiences with AlertPay. Even when I had a problem with their service, they quickly and professionally took action to make things right. I also like that they are based in Canada. I know of no sound reason why not to join and use AlertPay, although I have heard unsubstantiated rumours, so please be sure not to put all your faith into this one payment processor program. Spread your funds around.


Here are the rest:

EGold
E-gold is one of the leading online payment processor companies and has been in operation since 1996, around the time the Internet went public. That's longevity! If you don't yet have an e-Gold account, you will want to get one right away. Unfortunately that might not be possible, due to their system going through a transition period and the opening of new accounts being temporarily suspended. You can try, though. If your attempt does not meet with success, please return in some weeks and try again. Eventually new e-gold accounts shall be again created daily, and yours can be among them.
e-gold, gold itself circulated electronically

PayPal PayPal is owned by eBay, and is one of the first online payment processor companies, if not the first. Sooner or later you may want to have a "premier" or "business" account with PayPal to use to sell products or services online. If that's what you want to do, I'd appreciate you allowing me to be your sponsor by clicking on the text link to the left or the graphical image link, below, and signing up through my referral link.


SafePay I believe I joined this program in 2005. Although I hardly have used it, it is similarly popular in the online marketplace in comparison with AlertPay and therefore worth joining. Customer service I've received from SafePay has been quick, pleasant and positive, which is another good reason for joining.



Solid Trust Pay Two tier affiliate program. The owners of this Canadian corporation are high quality professionals who I personally know and respect deeply. Their site is very user friendly, with video tutorials covering nearly every topic you might want to explore. For a limited time, if you join SolidTrustPay and then, after that, through their site, join their new auction site, you may contact the administration for a "New Seller $100 bonus credit"!
SolidTrust Pay



Lesson 6 First of all, I want to say thank you for joining the above online payment processors through my referral link. Thanks. That helps me make more money, which gives me more credibility. It also is fundamental to the lesson which is lesson six, namely, as a general rule, always join programs through a referrer whom you can communicate with. I gave you my email address in lesson one. If you haven't written to me yet, that's okay. The important thing is that whenever you want to or need to communicate with me, your sponsor, you can.

In lesson seven I'm going to be introducing you to some programs where you will be exposed to some unusual programs. Some of them may be legitimate and some may be illegitimate. Some may be right for you now. Some may be right for you later. Some may never be right for you. Be wary of them. Don't get distracted by those opportunities that come up in lesson seven, and in general. If you see a program that you want to join, before you join it, send me an email and ask me if I'm already a member and if I would be your sponsor; or ask me if I had the opportunity to join it before but didn't and why didn't I join it. You might have someone else you communicate with about business opportunities. Maybe she or he would be a better sponsor than the faceless stranger who is advertising on the promotional site. Take time to think things through and work with others who you consider teammates. Don't spread yourself too thin, especially not too soon. Remember that you are in this for the long run. We're going to work our way up to the top slowly and surely together! Never mind the glittering distractions that may throw you off track. Not everything that glitters is gold. We're going for the real stuff! Let's stick together and get it!

Lesson 7 It takes money to make money. No money to work with? Start small. I know how you can get some pennies, turn them into dollars, then turn those dollars into bigger and bigger bucks.

In this section I'm going to introduce you to some programs you should consider joining. Members look at advertisements and webpages and get paid various small amounts of money, such as a half a cent, or a whole cent, for example.

It's not big money, but with these particular companies I'm referring you to, it's a pretty sure thing (as long as you qualify; see each site for details). These half cent and whole cent payments add up over time, and eventually you will have enough money to make it worthwhile asking for a payout from the program or programs you have been working with to one of the payment processor systems I introduced you to in "Lesson 5".

After you've joined one or more of the following, save them as a bookmarked series of tabs so you have easy access to them at a moment's notice. If you don't know how to do that, don't worry. Lesson seven will be about that.

Remember to follow the rule I introduced in Lesson 1 about writing all your registration information into a notebook, with separate pages for each program. That's especially important with the following programs. Remember to write on separate lines your username (UN), password (PW), email (EM), date joined (Date), who your sponsor is (TomSalsberg/aloha/moneygarden/####/whatever), and your referral link.

5 Cent Minimum (payout) This is a multi-method "get paid to" program. It offers "get paid to" click on ads, "get paid to" sign up in programs, contests, and more. My upline describes this one as slow to earn, but having a long history of reliability when it comes to getting paid out.


Bux007 New program. Great time to get in. International; most countries permitted. Highly recommended by my upline.


ClickSense Now here is a paid to click (PTC) site that appears to be open to everyone in the world without country restrictions. Payouts are by cheque only, with a $10 threshold. Clicksense has been around for a long time, is very professional and has a good reputation for reliability.


Donkey Mails PAYOUT:
$1.00 Paypal
$1.00 Alertpay
$1.00 Liberty Reserve
No minimum payout with E-gold

5 Referral levels of commission under you:
Level 1 - 5%
Level 2 - 4%
Level 3 - 3%
Level 4 - 2%
Level 5 - 1%

International members are welcome to join DonkeyMails. Some aspects of the program are only for people in the USA, but that should not stop everyone from joining and participating as much as they can with the PayToClick, PayToReadEmails, PayToUseToolbar, and other aspects that are included. This is a very good program with a very good reputation for treating members fairly. And look at the low payout thresholds, listed above. No need to wait until you've earned $10 or $25. This program pays when you've earned $1 with most payment processors, and with e-Gold, there is no minimum!


GlobalCashClicks Members may join from the following countries only: Australia, Austria, Belgium, Canada, Denmark, Germany, Iceland, Ireland, Netherlands, New Zealand, Sweden, Switzerland, United Kingdom, or United States. Members will get paid through your AlertPay, PayPal, E-gold, or MoneyBookers account once you have reached the payout threshold of just $1 (or $1.01 in the case of AlertPay). The administrator is reputed to be very responsive, and responsible with a verified PayPal account dating back to the 26th of March, 2005. The affiliate program provides you the opportunity to earn 20% of what the people whom you sponsor earn from their clicks and 3% of what they spend on advertising.


Jill's Click Corner Here's a very similar program operated by the same owner of DonkeyMails. This one has been in business since March 2006 and has over 125,000 members. My upline says "Slow to earn, but always pays."

Here are the payout thresholds:

PAYOUT:
$1.00 Paypal
$1.01 Alertpay
$0.10 E-gold

Plus you get 10% earnings from whatever your referrals earn.


LinkGrand Members get get paid to click (PTC) after earning $5. Earnings get to you through your PayPal account. If you have a PayPal account in good standing, then you may join this program, earn, get paid, and advertise. The administrator, Garrett, in addition to paying people to view websites, also pays 30% commission on your referral's clicks and 10% on your referral's advertising spends, which will help you reach the $5 minimum payout threshold faster. He's been "PayPal Verified" since the 11th of March, 2003. If you choose to join LinkGrand, when filling in the membership application, please enter jazz (all lower case) into the friend code field when prompted. That helps ensure that I will be your sponsor. After you have joined, you may set up your own friend code; pick any available word other than jazz; that one's taken! lol


Wordlinx You get paid via PayPal after you've earned $10.

This is another very reliable program. It has a reputation for paying very quickly; usually within 48 hours. Also, word from my upline is that "...it is worth the $5 to become Verified." More ads for you to click should appear if you become a verified member.
WordLinx - Get Paid To Click


Lesson 8

This is a basic, practical lesson which is to designed to help you work in a way that is better organized and more efficient.

What you learn now with PTC sites, you will be able to apply to all kinds of other categories of sites. It is especially wise to apply this method to traffic exchanges. More about those later.

What we will now do is learn about "tabbed browsing". The first thing you need to do is ensure you are using Mozilla Firefox as your browser. Tabbed browsing works with some other internet browsers, but not all. One it definitely works with is Mozilla Firefox, and that's why I'm asking you to use it.

If you are not already using Mozilla Firefox, open it up. If you do not already have it on your computer, download it by clicking here and following the instructions to download Mozilla Firefox for free.

Next, with Mozilla Firefox in use, click on this link to get direct access to the right links. Once you are there, click on all the different links in Lesson 6; BuddyPond, ClickSense, GlobalCashLinks, LinkGrand and Wordlinx.

You should see a whole lot of tabs in one window displaying all the different PTC sites, plus this site appearing twice. If that's what you see, good! Read on for further instructions and write them down in your notebook under the heading "Tabbed Browsing, How To".

Before applying the instructions, close by clicking on the x in the tab, all the tabbed sites that do not fit into the category you are saving.

Okay. Here are the instructions:

1. Look at the top of this page.
2. Find the word "Bookmarks". It should be between History and Tools.
3. Click on the word "Bookmarks".
4. A dropdown menu should appear.
5. Select "Bookmark All Tabs" by moving your cursor down the list of selections in the menu and clicking on the one that says those three words.
6. When asked to name the group of tabs, think of a good name for them. In this case, I suggest PTC.
7. When asked where to save them, I suggest you save them in a folder called Daily which you keep inside a folder called Business which you keep on your desktop. You may need to first create a folder on your desktop called Business, and then, for it create a folder called Daily, and then save the tabs inside there. This may sound confusing, but if you actually try to do it and pay attention to what Firefox options appear before you on screen as you go, what to do probably will seem obvious.


Lesson 9

Rather than introducing people whom you want to work with to each program one at a time, it's best to provide people with a bunch of programs all at the same time! One way to do that is to build your own web page similar to this one you are looking at. Another way is to join a program that includes a downline builder. In this section, I introduce you to both options; web page builders and downline builders. You should look over the descriptions and pick the one or ones that seem best for you.

Web Page Builders


Downline Builders

HitMagik Downline Builder

This website is being rewritten from the top down. This is the point where I'm at right now in re-working it. Last update: 7 Oct 2008.

High Yield Investment Programs (HYIPs) Medium Yield Investment Programs (MYIPs) Project Related Investment Programs (PRIPs) Recruitment Oriented Programs (ROPs) Get Paid To Surf Programs (GPTS) Other Advertising Avenues Education Charities (it is a universal law that one must give in order to receive)


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High Yield Investment Programs (HYIPs pay 1% a day or higher; higher yields traditionally go hand in hand with higher risks)
If you have a little or moderate amount of money to invest, and are just starting out, you might want to start just with an HYIP so you can get off to a "running start". Once you have earned back your initial investment and are making profits with it, then it would be wise to take some of those profits and spread them around into the MYIPs. At this time I am not recommending any HYIPs.

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Medium Yield Investment Programs (MYIPs pay less than 1%/day; medium yields traditionally go hand in hand with medium risks)

Due to contractual restrictions, I am not able to post information about what I think is the best MYIP. However, according to the company's terms of service I am allowed to talk about it on the telephone with people. So, if you want to know the secret, schedule an appointment for a free telephone consultation with me. To do so, write to Tom AT MyComputerMakesMeMoney DOT Com letting me know your phone number and time zone and what days and times are best for you and I will let you know which ones you have suggested work with my schedule and whether you should call me or if I will call you.

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Project Related Investment Programs (PRIPs)


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Recruitment Oriented Programs (ROPs). ROPs have big potential, especially if they are providing a much needed product or service, and the administrators of the program are honest and dedicated. It generally takes a certain amount of talent and skill to be very successful in ROPs. Some, like Quantum Leap (QLx3), provide excellent training in how to be a good recruiter and trainer.

AutomaticMoneyMachine BIG TICKET ENTRY. For experienced marketers only. Huge potential returns with this recently re-launched "2-up program" for those who can afford the entrance cost and have the skills to recruit three or more new members who will duplicate your efforts.



MiAmigoServices.info
Unmatchable Suite of Great Internet Services!

* Free E-Mail
* Free Internet Phone
* Free Weblog
* Free Promotion
* Free Auction Website
* Free Networking
* Free Auction Site
* Free Newsletter

And For Qualified Amigos

* Free Visa Prepaid Debit Card


Quantum Leap Gateway There is much more to this program than meets the eye. I am contractually prohibited from revealing the additional benefits embedded within this program until you have at least joined up as a free member, or speak with me over the telephone or in a face to face meeting. The easiest thing to do would be (a) for you to join up as a free member, then (b) I will be alerted via email that you have joined and what your email address is. Then, (c), as soon as I get that message, I will send you an email with a link in it to a secret page for members only. I can tell you that, although it is free to join QLx3, if you really want to make a lot of money with this program, in my opinion, it's best to have a minimum of $500 start-up capital, and preferably $1000 or more to truly break through to great success with this program. Unlike with some recruitment oriented programs, you do not need to recruit a large number of people, although to break even quickly and then move into profit shortly thereafter, it's good to enroll five members who are willing to upgrade right after joining. What I wrote about the start-up capital would go equally for them as well.


R-Garden.com Paid me every month I qualified since 1995. I invite you to visit this site of mine, provided by the company, and learn all about the many fine products they provide and the simple, straightforward compensation plan they have.
Pay attention to your health now or it will demand your attention later. Please think prevention.

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Get Paid To Surf Programs
(GPTS programs are great for promoting online businesses and making money with at the same time.)

Power2Surf Power2Surf is a get paid to surf program which brings you back to the break-even point if you surf every day as an upgraded member, and allows you to become profitable if you enroll others who upgrade. This is the longest lasting get paid to surf sites that I've been a member of, largely because of the frank honesty and integrity of the owner, Gaute Nilsen. Check it out, including the website's forum where I've posted my having been paid and in profit.




Site Enhancements I've enjoyed my involvement with SiteNhancements and interactions with the owner/administrator, Gloria. This is a very affordable program to participate in as an upgraded member. The financial rewards are modest, which is a good reason to expect this program to continue in operation for a long time to come.




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Other Advertising Avenues
Not every program I recommend one join to make money on the internet has a financial compensation plan. Many programs' main focus is on helping one get one's message out in promoting money making programs. Traffic Exchange (TE) sites and the like are important elements in this process. Generally they are free to join and well targeted towards others like yourself who are interested in making money online. You might find some provide both marketing benefits and direct financial benefits, but always the emphasis is on the marketing benefits (in contrast with "get paid to surf" programs).

123 Clicks


241Leads.com


Advertising Knowhow


Cash Clicking


Click Voyager


Clickin' Fingers



Deep Sea Hits


eCash Traffic



Eternal Hits


Free Viral



Hit Hippie


Hit Kingdom


Hit Pulse


Hit Safari
Join HitSafari

I Love Hits


Listinferno



Pro Hits Plus


Raging Bull Traffic


Silent Hits




Thank You Ads


Top Surfer



Traffic 4 Income


Traffic Era








Traffic G


Traffic Pods






Traffic Roundup



Traffic Swarm



TS25




Web Biz Insider


Web Master Quest


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EDUCATION
If you want to be rich, you need to think like a rich person thinks. How do you do this? You educate yourself to do so. MyComputerMakesMeMoney.com is set up to educate you about certain practicalities which I have learned. I can only take you so far, though. That is why I have added this section to my website so that you will have an opportunity to receive education from others whose teachings I respect and admire. You know the old expression of "When the student is ready, the teacher will appear." Well, all you need to do is click a link below and you will gain access to some great learning possibilities!

Millionaire Mind If you read only one book this year, let it be Secrets of the Millionaire Mind by T. Harv Eker. Click on the Millionaire Mind link and learn about what Harv Eker is about and what he can teach you. While you are there, be sure to look out for special money saving offers you might find at his website.


Attend the online Millionaire Mind Teleseminar by clicking this sentence.



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Original textual writing on this page is copyright Martin Thomas Salsberg 2006, 2007, 2008. All rights reserved.
For permissions to reproduce material from here, please use the contact form, below.



Email Contact Form


If you wish to contact me, send an email to Tom *AT* MyComputerMakesMeMoney *DOT* Com (leaving out the asterisks and changing the *AT* to @ and the *DOT* to a .)




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Charities
It is a universal law that one must give in order to receive.
This law is found in most cultural traditions.
It is best known these days in the form of "The Golden Rule";
"Do unto others as you would have them do unto you."
Below you will find some favourite charities of mine which I have and continue to support.
Perhaps they are, or will be, favourites of yours too?

Save over 200 sq. ft. of Rainforest for FREE!

Help save the world by just clicking on buttons and looking at ads. What could be simpler and more satisfying? Please come back here daily to help out regularly!